Terms and Conditions
Last updated: March 29, 2025
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully.
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.
COMMUNICATIONS
By creating an Account on our service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.
PURCHASES
If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your debit card number, the expiration date of your debit card, your billing address, and your shipping information.
You represent and warrant that: (i) you have the legal right to use any debit card(s) or other payment method(s) in connection with any Purchase; and that (ii) the information you supply to us is true, correct and complete.
The service may employ the use of third party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.
We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons.
We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.
AVAILABILITY, ERRORS AND INACCURACIES
We are constantly updating product and service offerings on the Service. We may experience delays in updating information on the Service and in our advertising on other web sites. The information found on the Service may contain errors or inaccuracies and may not be complete or current. Products or services may be mispriced, described inaccurately, or unavailable on the Service and we cannot guarantee the accuracy or completeness of any information found on the Service.
We therefore reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.
CONTESTS, SWEEPSTAKES AND PROMOTIONS
Any contests or other promotions (collectively, "Promotions") made available through the Service may be governed by rules that are separate from these Terms & Conditions. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms and Conditions, the Promotion rules will apply.
CONTENT
Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.
By posting Content on or through the Service, You represent and warrant that: (i) the Content is yours (you own it) and/or you have the right to use it and the right to grant us the rights and license as provided in these Terms, and (ii) that the posting of your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity. We reserve the right to terminate the account of anyone found to be infringing on a copyright.
You retain any and all of your rights to any Content you submit, post or display on or through the Service and you are responsible for protecting those rights. We take no responsibility and assume no liability for Content you or any third party posts on or through the Service. However, by posting Content using the Service you grant us the right and license to use, modify, perform, display, reproduce, and distribute such Content on and through the Service.
Belvaphilips has the right but not the obligation to monitor and edit all Content provided by users.
In addition, Content found on or through this Service are the property of belvaphilips. or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said Content, whether in whole or in part, for commercial purposes or for personal gain, without express advance written permission from us.
ACCOUNTS
When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on the Service.
You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar or obscene.
We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.
prior notice.
MEMBERSHIP PLANS AND BILLING
Overview
- Applicability:The following terms (“Membership Terms”)apply to the membership plans offered by Belvaphilips, including theAnnual Prepaid Plan. These Membership Terms supplement and form part of our term of use
- B2B Service: Our membership plans are designed for business-to-business (“B2B”) transactions. While we strive to comply with all applicable legal obligations, certain consumer protection statutes may not apply to business transactions.
Billing Terms
Payment Methods
- You must provide a valid payment method (e.g., Debit card) at the time of purchase.
- All payments are due in Nigeria Naira (NGN), unless otherwise specified.
Late or Failed Payments.
- If your payment is late or fails (e.g., declined debit card), we may immediately suspend or terminate access to your services until the issue is resolved.
- You are responsible for keeping your payment information current and valid.
Cancellation and Early Termination
Annual Plan (Paid Monthly)
- Early Cancellation: If you cancel before the 12-month term is complete, you will be charged a cancellation fee equal to 50% of the remaining contract value. For example, if you cancel after 6 months, you owe 50% of the monthly fees for the remaining 6 months.
- Notice of Cancellation: To cancel your Annual Plan (Paid Monthly), you must do so through the Client Portal in your Belvaphilips Imagery account. Once you submit your cancellation request, your membership will end at the conclusion of the current billing period. We will then promptly issue an invoice with a cancellation fee under the Early Termination terms. No additional refunds apply to the monthly fees already paid unless otherwise required by law or specified in our Refund Policy.
- Unpaid Cancellation Fee: If the cancellation fee remains unpaid after its due date, the outstanding amount will be added to your account balance, which will be visible in your Client Portal. This balance must be paid in full before purchasing or utilizing any additional services.
Refund and Proration Policies
We provide refunds for Membership plans, excluding the amount that Belvaphilips provided as a discount for all services utilized by the client within the Membership plan.
We recommend purchasing a Membership Plan after you have tested our services. This way, you can ensure that you like the service and it meets your expectations.
Disclaimer of Liability
Limitation on Liability
- Except as otherwise provided in our Terms of Use or required by law, Belvaphilips Imagery shall not be liable for any indirect, incidental, special, or consequential damages arising from or related to your membership plan, cancellation, or early termination fees.
- Our total liability for direct damages is limited to the fees you have paid us in the 3-month period preceding the event giving rise to the claim.
Force Majeure.
- We are not responsible for performance delays or failures resulting from acts beyond our reasonable control, such as natural disasters, power outages, or internet disturbances.
Entire Agreement.
- These Membership Terms and our overall Terms of Use constitute the entire agreement between you and Belvaphilips regarding membership plans, superseding any prior or contemporaneous agreements, communications, or proposals
TERMINATION
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
If you wish to terminate your account, you may simply discontinue using the Service. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
If you wish to terminate your account, you may simply discontinue using the Service. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
INDEMNIFICATION
You agree to defend, indemnify and hold harmless Belvaphilips Imagery. and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms, or c) Content posted on the Service.
LIMITATION OF LIABILITY
In no event shall Belvaphilips Imagery, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
DISCLAIMER
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Belvaphilips Imagery. its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.
Belvaphilips Imagery. its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.
EXCLUSIONS
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.
CHANGES
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.